Transformasi Kebijakan Pengendalian dan Pemantauan Risiko dalam Navigasi Bank Indonesia Selama Kurun Waktu 5 Tahun Terakhir

Ainur Oktania; Dwi Silfani; Noubel Putra Nainggolan; Hasyim Hasyim

doi:10.61132/menawan.v2i3.535

Authors

Ainur Oktania Universitas Negeri Medan
Dwi Silfani Universitas Negeri Medan
Noubel Putra Nainggolan Universitas Negeri Medan
Hasyim Hasyim Universitas Negeri Medan

DOI:

https://doi.org/10.61132/menawan.v2i3.535

Keywords:

Risk control, Policy synchronization, Financial stability

Abstract

This research focuses on the transformation of risk control and monitoring policies conducted by Bank Indonesia over the past five years (2018-2023). It uses qualitative analysis methods to examine the evolution of Bank Indonesia's policies through publications of financial institutions such as Bank Indonesia, OJK, and BPK. This study shows that policy impact evaluation plays an important role in identifying areas of improvement and new solutions to enhance policy effectiveness. Bank Indonesia adjusts strategies responsively and proactively to keep up with financial market dynamics and technological developments, and integrates the principles of international standards in banking supervision and risk management. Synchronizing policies with international standards is a top priority for maintaining the credibility of global markets. In facing the challenges of global economic change, technological innovation, and dynamic regulations, Bank Indonesia is committed to conducting in-depth reviews and policy adjustments to face the future. The evolving approach allows Bank Indonesia to strengthen its role in maintaining financial system stability and promoting sustainable economic growth. This research provides insights into Bank Indonesia's successes and challenges in transforming its risk control and monitoring policies.

Downloads

Download data is not yet available.

References

Artikel Jurnal

Warjiyo, P. (2004). Mekanisme Transmisi Kebijakan Moneter Syariah Di Indonesia. In Pusat Pendidikan dan Studi Kebanksentralan (PPSK) (Vol. 2, Issue 2). Bank Indonesia. https://doi.org/10.55606/cemerlang.v2i2.654

Yoel, E. M. T. (2016). Pengaruh kebijakan makroprudensial terhadap siklus kredit: Sebuah studi atas penggunaan instrumen CAR dan GWM perbankan Indonesia 2006-2013. Bina Ekonomi, 20(1), 77-96.

Buku Teks

Abdullah, T., & Wahjusaputri, S. (2018). Bank & Lembaga Keuangan. In Mitra Wacana Media (Edisi 2). Mitra Wacana Media.

Borio, C. (2003). Towards a macroprudential framework for financial supervision and regulation. BIS Working Papers,128.

Dangnga, M. T., & Haeruddin, M. I. M. (2018). Kinerja Keuangan Perbankan: Upaya Untuk Menciptakan Sistem Perbankan yang Sehat. In A. Akbar (Ed.), Pustaka Taman Ilmu. CV. Nur Lina.

Himmati, R., & Sari, C. M. (2021). EKONOMI MONETER (teori dan soal). Akademia Pustaka. http://repo.uinsatu.ac.id/25917/1/editorDr.H.Mashudi%2CM.Pd.I.pdf

Marbawi. (2017). Bank & Lembaga Keuangan Lainnya Teori Dan Kebijakan. In W. Albra & M. Khaddafi (Eds.), Unimal Press (Revisi). NIMAL PRESS.

Vinals, J. (2011). Macroprudential policy: an organizing framework. IMF Paper.

Pandia, Frianto, 2012, Manajemen Dana Dan Kesehatan Bank, Rineka Cipta, Jakarta

Laporan Instansi/Lembaga/Organisasi/Perusahaan

Bank Indonesia. (2018). Laporan Perekonomian Indonesia 2018. Bank Indonesia : Bank Sentral Republik Indonesia.

Bank Indonesia. (2020). Laporan Tahunan Bank Indonesia 2020. In Bank Indonesia. Bank Indonesia. https://www.bi.go.id/id/publikasi/laporan/Documents/Laporan-Akuntabilitas-Bank-Indonesia-2020.pdf

Bank Indonesia. (2021). Tinjauan Kebijakan Moneter Desember 2021. In Kebijakan Moneter. Bank Indonesia. https://www.bi.go.id/id/bi-institute/policy-mix/core/Documents/Kebijakan Moneter.pdf

Bank Indonesia. (2023). Laporan perekonomian Indonesia: Sinergi memperkuat ketahanan dan kebangkitan ekonomi nasional. Bank Indonesia.

BPK. (2022). Kebijakan Pemerintah, Peluang, Tantangan, Dan Kepemimpinan Di Masa Dan PascaPandemi COVID-19. In A. F. Sampurna (Ed.), Richard III. PT. Kompas Media Nusantara. https://doi.org/10.2307/j.ctvqc6ghn.14

Indonesia, B. (2019). Laporan Perekonomian Indonesia. In Bauran Kebijakan Bank Indonesia (pp. 54–71). Bank Indonesia.

Indonesia, B. (2022). Sinergi dan Invonas Memperkuat Ketahanan dan Kebangkitan Menuju Indonesia Maju. Bank Indonesia.

OJK. (2018). Booklet Perbankan Indonesia. In Journal of Computer Science and Cybernetics. Otoritas Jasa Keuangan (OJK). https://doi.org/10.15625/1813-9663/1/1/6666

OJK. (2019). Buku 2 Perbankan Seri Literasi Keuangan Perguruann Tinggi. Otoritas Jasa Keuangan (OJK).

Bank Indonesia (2012). Booklet Perbankan Indonesia 2012. Diunduh dari http://www.bi.go.id/id/publikasi/perbankan-dan-stabilitas/booklet-bi/Pages/bpi_2012.aspx

Bank Indonesia (2012). Basel III: global regulatory framework for more resilient banks and banking systems. Diunduh dari http://www.bi.go.id/id/perbankan/implementasi-basel/consultative-papers/Pages/cp_basel_III.aspx