Ghea Safa Ramadhani and Muhammad Hartana Iswandi Putra 2025. Pengaruh JUB, BI-Rate Dan Covid-19 Terhadap Permintaan Kredit Bank di Indonesia. Moneter : Jurnal Ekonomi dan Keuangan. 3, 4 (Aug. 2025), 72–84. DOI:https://doi.org/10.61132/moneter.v3i4.1771.