NUR SHAFIRA CHAIRANI; NUR AINUN NAJWA; SUCI AMELIYA KARTIKA; MUHAMMAD RAMADHANI KESUMA. How Has Digital Transformation Reshaped Personal Financial Management Behavior Research?. Moneter : Jurnal Ekonomi dan Keuangan, [S. l.], v. 4, n. 1, p. 85–106, 2026. DOI: 10.61132/moneter.v4i1.2050. Disponível em: https://journal.areai.or.id/index.php/Moneter/article/view/2050. Acesso em: 15 feb. 2026.