Pengaruh Kemudahan, Manfaat dan Keamanan terhadap Minat Menggunakan E-Wallet pada Masyarakat Parit Boom Kecamatan Nipah Panjang

Hansen Rusliani; Rendi Apriyadi

doi:10.61132/santri.v3i1.1270

Authors

Hansen Rusliani Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi
Rendi Apriyadi Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi

DOI:

https://doi.org/10.61132/santri.v3i1.1270

Keywords:

Convenience, Security Benefits, and Interest in Using E-wallet

Abstract

This study aims to determine the effect of convenience, benefits and security on the interest in using e-wallets in the Parit Boom community, Nipah Panjang District. The method used in this study is a quantitative method, and the data analysis method used is multiple regression, t-test and f-test. The sample in this study was 67 samples of the Parit Boom community, Nipah Panjang District, by distributing a Likert scale questionnaire. The test results obtained from the t-test show that the convenience variable (X1) has a significant effect on the interest in using e-wallets (Y). This is evidenced by the calculated T value> Ttable, which is 3,287> 2.75 and a significant value of 002 <0.05 so that it can be concluded that Ho is rejected a.nd Ha. is a.ccepted, while the benefit va.ria.ble (X2) ha.s a. significa.nt effect on the interest in using e-wa.llets (Y). This is evidenced by the ca.lcula.ted T va.lue > Tta.ble, which is 3.54 > 2.75 a.nd a. significa.nt va.lue of 002 < 0.05, so Ho is rejected a.nd Ha. is a.ccepted, so the benefit va.ria.ble (X2) ha.s a.n effect on the interest in using e-wa.llet (Y). While the va.ria.ble (X3) does not ha.ve a. significa.nt effect on the interest in using e-wa.llet (Y). This is evidenced by the ca.lcula.ted T va.lue < Tta.ble, which is 0.220 < 2.75 a.nd a. significa.nt va.lue of 826 > 0.05, so it ca.n be concluded tha.t Ho is a.ccepted a.nd Ha. is rejected, so the security va.ria.ble (X2) ha.s a. significa.nt effect on the interest in using e-wa.llet (Y). The test results obta.ined from the f test show tha.t the va.ria.bles of convenience, benefits a.nd security simulta.neously ha.ve a.n effect on the interest in using e-wa.llet. This is evidenced by the ca.lcula.ted f va.lue > fta.ble, which is 8.292 > 1.998 a.nd a. significa.nt va.lue of 0.01 < 0.05

Downloads

Download data is not yet available.

References

A.nita. Hera.wa.ti da.n Husda. Okta.via.nnoor. Buku A.ja.r Penga.nta.r Demogra.fi. (Ceta.ka.n ke 1 Ja.wa. Tenga.h: Penerbit NEM, 2022).

Ba.iha.qi, A.hma.d, da.nMa.ula.na. Fa.nsyuri. “Sistem Informa.si Penda.ta.a.n Ba.ra.ng Produksi Pa.mera.n Berba.sis Web Pa.da. PT Citra. Sha.los Krea.sindo”. OKTA.L: Jurna.l Ilmu Komputer da.n Sa.ins 1.06 (2022).

Ra.ha.rdi, Febrina., da.n Novi Ma.rlena.. "A.na.lisis Fa.ktor-fa.ktor Ya.ng Mempenga.ruhi Mina.t Ma.sya.ra.ka.t Sura.ba.ya. Terha.da.p Pengguna.a.n Dompet Digita.l Gopa.y”. Jurna.l Pendidika.n Ta.ta. Nia.ga. (JPTN) 11.2 (2023).

Setya.wa.n, Ig Dodiet A.ditya., A.de Devria.ny, da.n Nuril Huda.. Buku a.ja.r sta.tistika.. (Ja.wa. Ba.ra.t: Penerbit A.da.b 2021).

Ta.ufik Hida.ya.h, A.mbo. “A.na.lisis Fa.ktor Ya.ng Mempenga.ruhi Keputusa.n Da.la.m Mengguna.ka.n E-Wa.llet Pa.da. Ma.ha.siswa. di Kota. Ja.mbi (Studi Ka.sus Gopa.y da.n Shopeepa.y)”. Skripsi: Universita.s Ja.mbi. (2022).

Ta.zkiyya.turrohma.h, Rifqy. “Eksistensi Ua.ng Elektronik Seba.ga.i A.la.t Tra.nsa.ksi Keua.nga.n Modern. Muslim Herita.ge”. Jurna.l Wa.risa.n Muslim, 3 (1), (2020).

Uma.roh, Rodhia.h, da.n Dedy Suna.ryo Na.inggola.n. “Determina.n Pengguna.a.n E-Wa.llet pa.da. Ruma.h Ta.ngga. Indonesia.”. Jurna.l Ekonomika. da.n Dina.mika. Sosia.l 2.1 (2023).

Yulia.ni, Wiwin, da.n Ecep Supria.tna.. Metode Penelitia.n Ba.gi Pemula.. (Ja.wa. Ba.ra.t: Penerbit Widina., 2023).

Za.da., Chrysilla., da.n Yunita. Sopia.na.. “Pengguna.a.n E-Wa.llet a.ta.u Dompet Digita.l seba.ga.i A.la.t Tra.nsa.ksi Pengga.nti Ua.ng Tuna.i Ba.gi UMKM di Keca.ma.ta.n Ba.nja.rma.sin Tenga.h”. JIEP: Jurna.l Ilmu Ekonomi da.n Pemba.nguna.n 4.1 (2021).

Zulka.rna.en, Wa.ndy, Iis Dewi Fitria.ni, da.n Indra. Sa.sa.ngka.. “Model Ta.ta. Kelola. A.ma.l Usa.ha. Muha.mma.diya.h Berba.sis Sistem Informa.si Ma.na.jemen di Wila.ya.h PDM Kota. Ba.ndung”. Jurna.l Ilmia.h Ma.na.jemen, Ekonomi, da.n A.kunta.nsi (MEA.) 5.1 (2021).