Transparansi Digital dan Loyalitas Donatur: Strategi Mitigasi Risiko Program Filantropi Islam

(Studi Kasus LAZIS Alharomain Pare Kediri)

Authors

  • Lulud Wijayanti Sekolah Tinggi Agama Islam Miftahul Ula Nganjuk
  • Siti Nurjanah Sekolah Tinggi Agama Islam Miftahul Ula Nganjuk

DOI:

https://doi.org/10.61132/santri.v3i6.2075

Keywords:

Digital Transparency, Donor Trust, Islamic Philanthropy, Loyalty, Risk Management

Abstract

This study aims to analyze how digital transparency, distribution validation, and personalized donor services simultaneously maintain donor trust and loyalty as strategies to mitigate liquidity risk and ensure program sustainability at LAZIS Alharomain Pare Kediri Branch. Using a qualitative descriptive–analytical approach, data were collected through in-depth interviews, observation, and documentation involving management, donors, and beneficiaries. The findings reveal a paradox between the increasing number of donors—from 5,644 in 2020 to 7,955 in 2023—and the financial deficit observed in key programs such as Infaq Sayangi Anak Yatim Dhuafa and Infaq Sahabat Sehat. To address this, the institution implemented three main strategies: real-time digital reporting via social media, multi-layered verification in fund distribution, and personalized communication with donors. These strategies form a trust–loyalty–participation cycle that strengthens program continuity. Theoretical analysis based on Trust Theory and liquidity risk management for zakat institutions shows that public trust functions as a form of social capital capable of compensating for short-term financial liquidity gaps. This study extends the discourse on Sustainable Islamic Philanthropy Governance by asserting that digital transparency serves as both an ethical and strategic instrument to uphold accountability and the sustainability of Islamic philanthropic institutions.

Downloads

Download data is not yet available.

References

Ahmad, Z. A., & Rusdianto, R. (2018). The analysis of amil zakat institution/ lembaga amil zakat (LAZ) accountability toward public satisfaction and trust. Muqtasid: Jurnal Ekonomi Dan Perbankan Syariah, 9(2), 109. https://doi.org/10.18326/muqtasid.v9i2.109-119

Anggara, M. R. (2024). Analysis of the influence of e-WOM on the selection of ZISWAF institutions for the sustainability of muzaki participation. Indonesian Conference of Zakat - Proceedings, 733-740. https://doi.org/https://doi.org/https://doi.org/10.37706/iconz.2024.971

Arisnawati, N. F. (2021). The effectiveness of productive infaq-based community economic empowerment to the small and medium enterprises (SMEs) growth in Pekalongan. Iqtishadia, 14(1), 26. https://doi.org/10.21043/iqtishadia.v14i1.7910

BAZNAS, P. (2021). Panduan manajemen risiko organisasi pengelola zakat. Puskas BAZNAS. https://www.puskasbaznas.com/publications/books/1611-panduan-manajemen-risiko-organisasi-pengelola-zakat

Bonang, D., & Baihaqi, M. (2022). The effect of trust, brand awareness, and social piety in donation decisions through digital platforms. ULUL ALBAB Jurnal Studi Islam, 23(2), 306-326. https://doi.org/10.18860/ua.v23i2.17596

Dyarini, & Jamilah, S. (2017). Manajemen risiko pengelolaan zakat. IKRA-ITH HUMANIORA: Jurnal Sosial Dan Humaniora, 1(2), 45-52. https://journals.upi-yai.ac.id/index.php/ikraith-humaniora/article/view/149

Hadi, I. F., & Devi, H. L. (2025). Implementasi pendistribusian dan pendayaagunaan serta good governance guna meningkatkan kepercayaan muzaki (Studi kasus Badan Amil Zakat Nasional Kabupaten Garut). Journal of Entrepreneurship and Strategic Management, 4(02), 37-45. https://doi.org/10.52434/jesm.v4i01.593

Hafizd, J. Z., Khoirudin, A., & Anwar, A. F. (2023). Pengaruh zakat produktif terhadap pemberdayaan usaha mikro kecil menengah dan keberlanjutan ekonomi mustahiq di Baznas Kota Cirebon. Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah, 8(1), 112. https://doi.org/10.24235/jm.v8i1.13073

Hasibuan, M. Z., & Hardiningsih, P. (2025). The sustainability index of zakat amil institution in managing zakat, infak, and alms funds. STUDIA ECONOMICA: Jurnal Ekonomi Islam, 11(2), 140-157. https://doi.org/10.30821/se.v0i2.25469

Jouti, A. T. (2019). An integrated approach for building sustainable Islamic social finance ecosystems. ISRA International Journal of Islamic Finance, 11(2), 246-266. https://doi.org/10.1108/IJIF-10-2018-0118

Junjunan, M. I., Asegaf, M. M., & Takwil, M. (2020). Pengaruh transparansi, akuntabilitas, dan IGCG terhadap kepercayaan muzakki di lembaga amil zakat Dompet Amanah Umat. Akuntansi: Jurnal Akuntansi Integratif, 6(2), 112-125. https://doi.org/10.29080/jai.v6i2.289

Madjakusumah, D. G., & Saripudin, U. (2020). Management of Islamic philanthropic institution funds in community economic development. SERAMBI: Jurnal Ekonomi Manajemen Dan Bisnis Islam, 2(1), 41-50. https://doi.org/10.36407/serambi.v2i1.151

Mahadi, N. F., Hasan, A., Noor, A. M., & Zakariyah, H. (2025). Risk management framework in zakat-based Islamic microfinance. Etihad: Journal of Islamic Banking and Finance, 5(1), 58-75. https://doi.org/10.21154/etihad.v5i1.12120

Maisyarah, A., & Hamzah, M. Z. (2024). Zakat distribution management: A systematic literature review. Suhuf: International Journal of Islamic Studies, 36(1), 95-108. https://doi.org/10.23917/suhuf.v36i1.4357

Martunis, M., Nafi'an, M., Ilmi, M. N., & Kusuma, S. W. (2024). Strategi pentasyarufan dana donatur dalam meningkatkan kepercayaan donatur pada LAZISMU Sidoarjo. Jurnal Manajemen Dakwah, 2(1), 65-76. https://doi.org/10.22515/jmd.v2i1.9163

Muhamad, Addury, M. M., & Sunardi, D. I. (2023). Pengaruh transparansi dan kualitas pelayanan terhadap loyalitas muzakki pada lembaga amil zakat di Yogyakarta dengan trust sebagai variabel intervening. IBSE Economic Journal, 2(1), 33-41. https://doi.org/10.62708/ibseej.v2i1.25

Mustafa, A. Z., & Abdulah, B. (2025). The influence of digital transformation and transparency on ZISWAF payment decisions and its impact on millennial loyalty. Jurnal Ilmiah Manajemen Kesatuan, 13(5), 3785-3790. https://doi.org/10.37641/jimkes.v13i5.3624

Nada, H. F. Q., & Ardyansyah, F. (2023). Risiko operasional lembaga amil zakat LAZ Al Azhar perwakilan Jawa Timur dengan metode COSO:ERM modifikasi. JASIE: Journal of Aswaja and Islamic Economics, 02(02), 21-39. https://doi.org/10.31942/jse.v2i2.8629

Pasribu, N. A., Nawawi, Z. M., & Rahmani, N. A. B. (2022). Analisis faktor-faktor yang mempengaruhi loyalitas donatur membayar zakat, infaq dan sedekah pada lembaga amil zakat Dompet Dhuafa di Kota Medan. Intelektiva, 3(7), 20-43. https://www.sthf.ac.id/jurnalintelektiva.com/index.php/jurnal/article/view/717

Siahaan, U. S. A. S., Nasution, Y. S. J., & Syafina, L. (2024). The influence of financial report transparency and zakat fund management during the pandemic on the level of muzakki trust. Indonesian Interdisciplinary Journal of Sharia Economics, 7(1), 49-64. https://doi.org/10.31538/iijse.v7i1.3841

Soliqin, N. (2020). Risiko manajemen penyaluran dana zakat lembaga amil zakat Dana Kemanusiaan Dhuafa Kota Magelang [Universitas Muhammadiyah Magelang]. Skripsi. http://eprintslib.ummgl.ac.id/id/eprint/2019%0Ahttp://eprintslib.ummgl.ac.id/2019/1/15.0404.0011_BAB%20I_BAB%20II_BAB%20III_BAB%20IV_BAB%20V_BAB%20VI_DAFTARPUSTAKA_removed.pdf

Sutikno, A., Mahmudah, M., Ayana, R. S., Siminto, S., & Najah, T. S. (2024). Strategi manajemen pembiayaan dalam menjamin keberlanjutan lembaga pendidikan Islam. Indonesian Journal of Islamic Jurisprudence, Economic and Legal Theory, 2(4), 2120-2130. https://doi.org/10.62976/ijijel.v2i4.776

Syahbudi, M., Arifin, Z., & Soemitra, A. (2023). Zakatech: Readiness and development of zakat fundraising in Indonesia. IQTISHODUNA: Jurnal Ekonomi Islam, 12(1), 157-180. https://doi.org/10.54471/iqtishoduna.v12i1.1987

Utami, P., Suryanto, T., Nasor, M., & Ghofur, R. A. (2020). The effect digitalization zakat payment against potential of zakat acceptance. Iqtishadia, 13(2), 216-239. https://doi.org/10.21043/iqtishadia.v13i2.7809

Walidah, Z. N., & Anah, L. (2020). Pengaruh akuntabilitas lembaga dan transparansi laporan keuangan terhadap kepercayaan donatur lembaga amil zakat Ummur Quro (Laz-Uq) Jombang. JFAS: Journal of Finance and Accounting Studies, 2(2), 90-104. https://doi.org/10.33752/jfas.v2i2.189

Zahara, A., & Nurwani. (2023). Analisis akuntabilitas dan transparansi dalam pengelolaan zakat infaq dan dana sedekah Dompet Dhuafa Waspada Medan. Ekonomi Bisnis Manajemen Dan Akuntansi (EBMA), 4(1), 1263-1278. https://doi.org/10.36987/ebma.v4i1.4365

Downloads

Published

2025-12-31

How to Cite

Lulud Wijayanti, & Siti Nurjanah. (2025). Transparansi Digital dan Loyalitas Donatur: Strategi Mitigasi Risiko Program Filantropi Islam : (Studi Kasus LAZIS Alharomain Pare Kediri). SANTRI : Jurnal Ekonomi Dan Keuangan Islam, 3(6), 01–14. https://doi.org/10.61132/santri.v3i6.2075

Similar Articles

<< < 12 13 14 15 16 17 18 > >> 

You may also start an advanced similarity search for this article.