Sofi Meidyasari et al. 2026. Implications of Indonesia’s Financial System Stability for MSME Financing through Fintech and Active Fintech Users. SANTRI : Jurnal Ekonomi dan Keuangan Islam. 4, 3 (Jun. 2026), 01–14. DOI:https://doi.org/10.61132/santri.v4i3.2277.