Peran Koperasi dalam Meningkatkan Kesejahteraan Masyarakat

Nur Wulan Ramdhaniah; Dini Selasi

doi:10.61132/anggaran.v4i2.2342

Authors

Nur Wulan Ramdhaniah Universitas Islam Bunga Bangsa Cirebon
Dini Selasi Universitas Islam Bunga Bangsa Cirebon

DOI:

https://doi.org/10.61132/anggaran.v4i2.2342

Keywords:

Community Welfare, Cooperatives, Economic Empowerment, People's Economy, Sharia Cooperatives

Abstract

Cooperatives are economic institutions that play a vital role in improving community welfare through the principles of family and mutual cooperation. This study aims to determine the role of cooperatives in improving community welfare and the factors that support and hinder cooperative development. The research method used was a descriptive qualitative approach, with data collection techniques through observation, interviews, and documentation. Data were obtained from cooperative administrators, cooperative members, and community members involved in cooperative activities. The results of the study indicate that cooperatives play a role in improving community welfare by providing business capital, providing savings and loan services, creating jobs, and increasing members' incomes. Furthermore, cooperatives are able to strengthen social solidarity and encourage community economic empowerment. Sharia cooperatives provide additional contributions through the application of Islamic economic principles that emphasize justice and mutual assistance. However, cooperatives still face several obstacles such as low human resource quality, limited capital, and less than optimal use of digital technology. Based on the research results, it can be concluded that cooperatives play a strategic role as pillars of the people's economy in improving community welfare. Therefore, more professional, innovative, and technology-based cooperative management is needed so that cooperatives can develop sustainably and provide broader benefits to the community.

Downloads

Download data is not yet available.

References

Ach Zakaria dan Erik Kantona. 2025. “Peran Koperasi dalam Meningkatkan Kesejahteraan Masyarakat.” Jurnal Manajemen Bisnis Digital Terkini 2 (3): 11–17. https://doi.org/10.61132/jumbidter.v2i3.572.

Dedi Mulyadi, Cep, Fenny Damayanti Rusmana, dan Juhadi Juhadi. 2023. “PERAN KOPERASI DALAM MENINGKATKAN KESEJAHTERAAN ANGGOTA PADA KOPERASI SUSU CIPENDAWA CIANJUR.” Jurnal Perbankan Syariah Indonesia (JPSI) 2 (1): 14–26. https://doi.org/10.57171/jpsi.v2i1.66.

Gafur, Abdul. 2024. Optimalisasi Peran Koperasi dalam Meningkatkan Kesejahteraan Anggota KSP Syariah Quantum Mandiri Kota Samarinda. 3 (3).

Hayong, Nuryanti, dan Andika Pramukti. 2024. Peran Akuntansi Manajemen dalam Meningkatkan Kesejahteraan Anggota di Pusat Koperasi TNI AL Armada II Makassar. 7 (4).

Hutagalung, Muhammad Wandisyah R., dan Sarmiana Batubara. t.t. Peran Koperasi Syariah Dalam Meningkatkan Perekonomian dan Kesejahteraan Masyarakat Di Indonesia.

Iqbal, Muhammad Saeed, Fifi Anti Mapika Sari Binti Sukamto, Siti Noraisyah Binti Norizan, Shanayyara Mahmood, Arooj Fatima, dan Faiza Hashmi. 2025. “AI in Islamic Finance: Global Trends, Ethical Implications, and Bibliometric Insights.” Review of Islamic Social Finance and Entrepreneurship, Maret 10, 70–85. https://doi.org/10.20885/RISFE.vol4.iss1.art6.

Masna Wati, R. H. Kimebmen Simbolon, Joan Angelina Widians, dan Novianti Puspitasari. 2021. “Sistem Pendukung Keputusan untuk Evaluasi Tingkat Kesejahteraan Masyarakat Menggunakan Metode PROMETHEE.” Digital Zone: Jurnal Teknologi Informasi dan Komunikasi 12 (2). https://doi.org/10.31849/digitalzone.v12i2.8115.

Neng Frida. 2023. “Peran Koperasi Syariah BMT El-Mizan Annafii dalam Meningkatkan Kesejahteraan Masyarakat.” Syarikat: Jurnal Rumpun Ekonomi Syariah 6 (1): 27–36. https://doi.org/10.25299/syarikat.2023.vol6(1).12901.

Nosratabadi, Saeed, Nesrine Khazami, Marwa Ben Abdallah, dkk. t.t. Social Capital Contributions to Food Security: A Comprehensive Literature Review.

Rahayu, Sri, dan Salman Jumaili. 2021. Optimalisasi Pengelolaan Keuangan Koperasi untuk Pemberdayaan Ekonomi Masyarakat Desa. 5.

Yopiana, Yopiana, Novira Kusrini, dan Eva Dolorosa. 2023. “Peranan Koperasi Serba Usaha Mentibar Cemerlang Terhadap Kesejahteraan Anggota.” Jurnal Sosial Ekonomi Pertanian 20 (1): 103–14. https://doi.org/10.20956/jsep.v20i1.31431.

Sehid, S., & Adib, R. (2025). Peran koperasi dalam meningkatkan kesejahteraan ekonomi santri dan infrastruktur di Pondok Pesantren Miftahul Ulum RU IV Putra. Ekonomi Keuangan Syariah dan Akuntansi Pajak, 2(3), 225–236. https://doi.org/10.61132/eksap.v2i3.1323

Sutono, S., & Indah, A. R. (2025). Distribusi zakat dalam menumbuhkan kesejahteraan masyarakat Sidowungu Gresik Jawa Timur. Jurnal Bisnis, Ekonomi Syariah, dan Pajak, 2(4), 213–222. https://doi.org/10.61132/jbep.v2i4.1452

Alfan, F., A’yuni, D. S., & Nisa’, N. K. (2025). Peran dan kontribusi Badan Usaha Milik Desa (BUMDes) terhadap kesejahteraan masyarakat desa menurut ekonomi Islam: Studi kasus Badan Usaha Milik Desa (BUMDes) Mutiara Welirang Desa Ketapanrame. Jurnal Pajak dan Analisis Ekonomi Syariah, 2(3), 330–348. https://doi.org/10.61132/jpaes.v2i3.1431

Alfatiy, M. R., Ghuffar, R. A., & Zein, A. W. (2025). Dampak inflasi terhadap kesejahteraan masyarakat perspektif ekonomi publik. Akuntansi Pajak dan Kebijakan Ekonomi Digital, 2(3), 28–37. https://doi.org/10.61132/apke.v2i3.1235

Purba, R. F. D., Simarmata, A., Purba, D. G., Siregar, R. E. J., Siallagan, M., Saragih, Y. I., ... Fauzi, M. (2025). Peran Koperasi Kemuning Mitra Persada dalam pengembangan UMKM di Pematangsiantar. Kajian Ekonomi dan Akuntansi Terapan, 2(2), 35–42. https://doi.org/10.61132/keat.v2i2.1025