Pengaruh Literasi Keuangan Syariah, Sikap Keuangan Dan Pengelolaan Keuangan Terhadap Kinerja UMKM (Studi Kasus UMKM Sektor Kuliner Di Kecamatan Keritang Kabupaten Indragiri Hilir)

Authors

  • Firayani Firayani UIN Sulthan Thaha Saifuddin Jambi
  • Bambang Kurniawan UIN Sulthan Thaha Saifuddin Jambi
  • Eri Nofriza UIN Sulthan Thaha Saifuddin Jambi

DOI:

https://doi.org/10.61132/anggaran.v2i3.788

Keywords:

Sharia Financial Literacy, Financial Attitudes, Financial  Management, MSME Performance

Abstract

The research aims to determine the influence of sharia financial literacy, financial attitudes and financial management on the performance of MSMEs in the culinary sector in Keritang District, Indragiri Hilir Regency. This research uses quantitative methods with an associative approach, the analytical methods used are descriptive statistics, classical assumption testing, multiple linear analysis and hypothesis testing with the Eviews 12 program. This research data is primary data and secondary data. The data collection technique used a questionnaire and the sample in this research was 77 MSMEs in the culinary sector in Keritang District using a purposive sampling technique. The research results show that the sharia financial literacy variable has a significant effect on the performance of MSMEs, the financial attitude variable has a significant effect on the performance of MSMEs and the financial management variable has a significant effecton the performance of MSMEs, while simultaneous testing shows that there is a positive and significant influence on the performance of MSMEs in Keritang District, Indragiri Hilir Regency.

 

 

 

Downloads

Download data is not yet available.

References

Andreas. Manajemen Keuangan UKM. Edisi Pertama. Yogyakarta: Graha Ilmu, 2011.

Aribawa, Dwitya. “Pengaruh Literasi Keuangan Terhadap Kinerja Dan Keberlanjutan UMKM Di Jawa Tengah. ”Jurnal Siasat Bisnis 20, no. 1 (2016)

Azwar, Saifuddin. Sikap Manusia Teori dan Pengukurannya Edisi 2. Yogyakarta: Pustaka Pelajar, 2010.

Budiarto, Rachmawan. Pengembangan UMKM Antara Konseptual dan Pengalaman Praktis. Indonesia: Gadjah Mada University Press, 2018.

Fahmi, Irham. Pengantar Pasar Modal. Bandung: Alfabeta. Kuncoro, M 2013.

Ghozali, Imam. Aplikasi Analisis Multivariate Dengan Program IBM SPSS 19”. Semarang: Universitas Diponegoro, 2011.

Hasan, Iqbal, Analisis Data Penelitian Dengan Statistik. Jakarta: Bumi Aksara, 2008.

Hasibuan, Malayu S.P. Manajemen Sumber Daya Manusia. Jakarta: Bumi Aksara, 2002.

Hendrayadi, Suryani, Metode Riset Kuantitatif, Teori dan Aplikasi Pada Penelitian Bidang Manajemen dan Ekonomi Islam. Jakarta: Prenada Media, 2015

Kasmir. Pengantar Manajemen Keuangan. Jakarta: Kencana, 2009.

Lutfi and Iramani. “Financial Literacy Among University Student and Its Implications to The Teaching Method. ”Jurnal Ekonomi Bisnis Dan Akuntansi Ventura 11, no. 1 (2008)

Marzuki, Metode Riset. Yogyakarta: Haninditaoffset, 1983.

Mulyawan, Setia. Manajemen Keuangan. Bandung: CV Pustaka Setia, 2015

Otoritas Jasa Keuangan. Strategi Nasional Literasi Keuangan Indonesia (Jakarta: OJK, 2014)

Rahim, Siti Hafizah Abdul. Dkk. “Islamic Financial Literacy and its Determinants Among University Students: An Exploratory Factor Analysis. ”International Journal of Economics and Financial Issues, 6 (S7), (2016)

Rivai, Veithzal. Manajemen Sumber Daya Manusia Untuk Perusahaan, Dari Teori Ke Praktik. Jakarta: PT. Raja Grafindo Persada, 2005.

Robbins, Stephen and Timothy A Judge. Organizational Behavior Edisi 16. Jakarta: Salemba Empat, 2015.

Sugiyono, Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Bandung: Alfabeta, 2018.

Sujarweni, Wiratna. Manajemen Keuangan: Teori, Aplikasi dan Hasil Penelitian. Yogyakarta: Pustaka Baru Press, 2017.

Suryabrata, Sumadi. Metode Penelitian. Jakarta: Raja Grafindo Persada, 2014.

Downloads

Published

2024-07-22

How to Cite

Firayani Firayani, Bambang Kurniawan, & Eri Nofriza. (2024). Pengaruh Literasi Keuangan Syariah, Sikap Keuangan Dan Pengelolaan Keuangan Terhadap Kinerja UMKM (Studi Kasus UMKM Sektor Kuliner Di Kecamatan Keritang Kabupaten Indragiri Hilir). Anggaran : Jurnal Publikasi Ekonomi Dan Akuntansi, 2(3), 285–301. https://doi.org/10.61132/anggaran.v2i3.788

Similar Articles

1 2 3 4 5 6 7 8 9 > >> 

You may also start an advanced similarity search for this article.