Alvazaki Ikbar Maulana, Muhammad yasin. Analisis Faktor-Faktor Penentu Pertumbuhan UMKM di Indonesia. Anggaran [Internet]. 2025 Dec. 31 [cited 2026 Jan. 8];3(4):123-30. Available from: https://journal.areai.or.id/index.php/anggaran/article/view/1988