Peningkatan Pemahaman Masyarakat Trimulyo Genuk Semarang Mengenai Aspek Hukum Perjanjian Pinjaman Online
DOI:
https://doi.org/10.61132/mengabdi.v1i6.313Keywords:
understanding, agreement, online loanAbstract
One of the technological developments in the economic sector that has had a big influence is Fintech, which is an innovation in the field of technology in terms of transactions for giving and receiving loans, without having to meet face to face, or what is better known as online loans. The legal provisions governing conventional agreements are the same as the legal provisions governing online agreements. Due to the negative impact of illegal online loans, it is necessary for the Community Service Team (PkM) of the Faculty of Law, University of Semarang (USM) to hold outreach and counseling with the theme "Increasing Understanding of the Trimulyo Genuk Semarang Community Regarding the Legal Aspects of Online Loan Agreements". This activity uses 5 (five) methods, namely, pre-test, counseling, question and answer, post-test and evaluation methods. The results of this activity showed an increase in public understanding by 69.2%.
References
A. Abdullah, “Analisis Pengetahuan Pinjaman Online Pada Masyarakat Muslim Surakarta,” Jurnal Ekonomi Syariah Indonesia, 11, no. 2, (2021):108–114.
Affifah, Farrah Putri, Apa Itu Pinjaman Online? Ini Penjelasan, Cara Cek Dan Langkah Aman Penggunaannya. https://m.tribunnews.com/amp/nasional/2021/10/15/apa-itupinjamanonline-ini-penjelasan-cara-cek-dan-langkah-aman-penggunaannya, (2021).
Baihaqi,J., “Financial Technology Peer-To-Peer Lending Berbasis Syariah di Indonesia”. Journal of Sharia Economic Law, I(2),(2018):116-132
Ghazal, D.S.,& Usman,R, Hukum Perbankan. Jakarta: Sinar Grafika, (2012).
O. Alexander, “Etika Bisnis Dan Legalitas Hukum Terhadap Pinjaman Online Dalam Persfektif Hukum Positif Dan Hukum Islam,” Hutanasyah: Jurnal Hukum Tata Negara (Siyasah Syar’iyyah) 1, no. 1,(2022):11–23.
Suarni GAP, L.A Trupalupi dan L.A, Haris, Analisis Faktor yang Mempengaruhi Keputusan Nasabah dalam Pengambilan Kredit pada LPD (Lembaga Pengkreditan Desa) Desa Pakraman Manggissari, Jurnal Pendidikan Ekonomi 4, no. 1,(2014)
Sugangga, R.,& Sentoso, E.H, Perlindungan Hukum Terhadap Pengguna Pinjaman Online Ilegal. Jurnal of Law 1, no.1,(2020):47-61.
S. Wijayanti and Hartiningrum, “Dampak Aplikasi Pinjaman Online Terhadap Kebutuhan Dan Gaya Hidup Konsumtif Buruh Pabrik, Mizania: Jurnal Ekonomi dan Akuntansi 2, no. 2, (2022):230–235.
Kitab Undang-Undang Hukum Perdata
Peraturan Otoritas Jasa Keuangan No. 77/POJK.01/2016 Tentang Layanan Pinjam Meminjam Uang Berbasis Teknologi Informasi
