Pengaruh Penyaluran Kredit Perbankan Terhadap Pertumbuhan Ekonomi di Nusa Tenggara Timur Tahun 2013 – 2022

Ridho Christiadi Simbolo; Amanda Putri; Elfira Erlikasna Br Tarigan; Safira Kencana Putri; Aldivo Anugraha; Nurlela Nurlela; Disya Ayu Rivtryana

doi:10.61132/moneter.v2i3.608

Authors

Ridho Christiadi Simbolo Institut Pertanian Bogor
Amanda Putri Institut Pertanian Bogor
Elfira Erlikasna Br Tarigan Institut Pertanian Bogor
Safira Kencana Putri Institut Pertanian Bogor
Aldivo Anugraha Institut Pertanian Bogor
Nurlela Nurlela Institut Pertanian Bogor
Disya Ayu Rivtryana Institut Pertanian Bogor

DOI:

https://doi.org/10.61132/moneter.v2i3.608

Keywords:

Banks, Investment Loans, Working Capital Loans, Consumption Loans, Economic Growth

Abstract

Banking plays a crucial role in society. Banks, as direct partners of the community, serve as the main drivers of the economy. The significance of the banking sector in shaping development directions, fostering economic growth, and enhancing societal welfare has been acknowledged by various societal elements. This study aims to examine the regression outcomes of variables such as working capital loans, investment loans, and consumer loans on economic upliftment in the region of East Nusa Tenggara Province. Multiple linear regression analysis, t-tests, and F-tests are employed as statistical methods to discern the relationships between several independent variables and the dependent variable in this research. Secondary data spanning a decade are collected from the Central Bureau of Statistics of East Nusa Tenggara Province. The findings reveal that economic growth in East Nusa Tenggara Province is positively and significantly influenced by investment loans and consumer loans, while working capital loans exhibit a negative and insignificant impact.

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