Isu Kontemporer Keuangan Publik dalam Perspektif Islam

Authors

  • Naila Deswita Universitas Islam Negeri Sumatera Utara
  • Wulan Ariby Universitas Islam Negeri Sumatera Utara
  • Ahmad Wahyudi Zein Universitas Islam Negeri Sumatera Utara

DOI:

https://doi.org/10.61132/santri.v3i3.1458

Keywords:

hajj savings, Islamic public finance, state-owned enterprises, the People's Endowment Fund

Abstract

Public finance is a key element in state governance, especially in the collection and allocation of funds for public services and government. In the Islamic tradition, the concept of public finance has developed since the time of the Prophet Muhammad SAW with sharia principles such as justice, transparency, and accountability to achieve prosperity (falah) in the world and the hereafter. In the modern era, Islamic public finance faces new challenges and opportunities, especially through digitalization and economic globalization. Technologies such as blockchain and big data open up opportunities to increase the effectiveness and openness of Islamic public financial management. Innovations in sharia financial instruments such as zakat, waqf, and sukuk further strengthen the contribution of Islamic public finance to social and economic development. However, challenges such as low public understanding of sharia finance, gaps in access to technology, and the need for supporting regulations and infrastructure are still obstacles. Issues of fiscal sustainability, debt management, and the development of adaptive sharia instruments are also important concerns in the dynamics of the global economy.

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Published

2025-06-04

How to Cite

Naila Deswita, Wulan Ariby, & Ahmad Wahyudi Zein. (2025). Isu Kontemporer Keuangan Publik dalam Perspektif Islam. SANTRI : Jurnal Ekonomi Dan Keuangan Islam, 3(3), 94–103. https://doi.org/10.61132/santri.v3i3.1458

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