Strategi UMKM Mikro dalam Meningkatkan Daya Saing Berbasis Nilai Lokal dan Syariah (Studi Kasus Tajudin Shop)

Ahmad Ro’i Alfaza; Bambang Yuniarto; Ahmad Sururi

doi:10.61132/anggaran.v3i3.1698

Authors

Ahmad Ro’i Alfaza Universitas Islam Negeri Siber Syekh Nurjati Cirebon
Bambang Yuniarto Universitas Islam Negeri Siber Syekh Nurjati Cirebon
Ahmad Sururi Universitas Islam Negeri Siber Syekh Nurjati Cirebon

DOI:

https://doi.org/10.61132/anggaran.v3i3.1698

Keywords:

Community Empowerment, Digitalization, Local Partnerships, Mudharabah

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a crucial role in driving the local economy but often face constraints in funding and market access. This study aims to analyze strategies for enhancing competitiveness and local creativity through a case study of Tajudin Shop, a microenterprise based in Cikampek. The business leverages partnerships with local doll artisans, digital marketplace distribution, and a sharia-based financing scheme through mudharabah contracts. A descriptive qualitative method was employed, using field observation, in-depth interviews, and documentation over a two-month research period. The findings show that the integration of community empowerment, digital marketing, and ethical financing significantly improves business competitiveness. These strategies not only expand market reach and increase revenue but also strengthen social networks and spiritual values in business practices. The study implies that value-based approaches, local collaboration, and technological innovation can serve as a replicable model for sustainable MSME development in other regions with similar characteristics.

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