Pengembangan Buku Saku Digital Interaktif untuk Meningkatkan Pemahaman Konsep Bunga dan Anuitas dalam Matematika Keuangan Siswa SMK Akuntansi

Fita Astuti; Budi Murtiyasa

doi:10.61132/anggaran.v4i2.2520

Authors

Fita Astuti Universitas Muhammadiyah Surakarta
Budi Murtiyasa Universitas Muhammadiyah Surakarta

DOI:

https://doi.org/10.61132/anggaran.v4i2.2520

Keywords:

ADDIE, Conceptual Understanding, Financial Mathematics, Interactive Digital Pocket Book, Interest And Annuities

Abstract

This study aims to develop an Interactive Digital Pocket Book on the topic of interest and annuities that is valid, practical, and effective in improving the conceptual understanding of Vocational High School Accounting students. This study employed the Research and Development (R&D) method using the ADDIE model, which consists of the Analysis, Design, Development, Implementation, and Evaluation stages. The developed product was validated by a university lecturer and a teacher who assessed both content and media aspects. The product was tested on 16 eleventh-grade Accounting students at SMK Batik 2 Surakarta. The research instruments included expert validation sheets, conceptual understanding tests in the form of a pretest and posttest, and a student response questionnaire. The data were analyzed using quantitative descriptive analysis and N-Gain calculations. The results showed that the Interactive Digital Pocket Book was categorized as highly valid based on expert validation. The implementation of the product showed an increase in students’ average scores from 60.59 on the pretest to 82.13 on the posttest, with an N-Gain score of 0.53, which was categorized as moderate. In addition, the student response questionnaire obtained an average percentage of 77.83%, which was categorized as good. These results indicate that the developed Interactive Digital Pocket Book is suitable for use as a learning medium and is capable of improving students’ conceptual understanding of interest and annuities.

Downloads

Download data is not yet available.

References

Aljura, A. N., Retnawati, H., Zulnaidi, H., & Mbazumutima, V. (2025). Understanding High School Students’ Errors in solving Mathematics Problems: A Phenomenological Research. Indonesian Journal on Learning and Advanced Education (IJOLAE), 154–178. https://doi.org/10.23917/ijolae.v7i1.24005

Annisa Nur Hidayati, & Budi Murtiyasa. (2024). EFEKTIVITAS MEDIA PEMBELAJARAN GEOGEBRA UNTUK MENINGKATKAN KEMAMPUAN PEMECAHAN MASALAH MATEMATIS SISWA PADA MATERI TRANSFORMASI GEOMETRI. JIPMat, 9(2), 234–245. https://doi.org/10.26877/jipmat.v9i2.481

Ariyanto, H. (2022). The development of digital pocketbook media based on inquiry for elementary students. Universal Journal of Social Sciences and Humanities, 2(1), 45–53. https://ujssh.com/index.php/ujssh/article/view/13

Arsyad, A. (2017). Media pembelajaran. Jakarta: Rajawali Pers.

Branch, R. M. (2009). Instructional design: The ADDIE approach. New York: Springer. https://doi.org/10.1007/978-0-387-09506-6

Gunawan, C. B., & Jannah, M. (2024). Developing Financial Intelligence with Financial Mathematics. 5(1), 14–19. http://iorajournal.org/indx.php/orics/index

Ishartono, N., Halili, S. H., & Abdul Razak, R. (2025). Exploring factors affecting the preservice mathematics teachers' use of digital mathematics learning media during online teaching practice. Interactive Learning Environments. https://doi.org/10.1080/10494820.2024.2444532

Ishartono, N., Razak, R. binti A., Halili, S. H. binti, Ningtyas, Y. D. W. K., Tonra, W. S., Kholid, M. N., Waluyo, M., & Djamilah, S. (2022). The Role of Instructional Design in Improving Pre-Service and In-Service Teacher’s Mathematics Learning Sets Skills: A Systematic Literature Review in Indonesian Context. Indonesian Journal on Learning and Advanced Education (IJOLAE), 13–31. https://doi.org/10.23917/ijolae.v5i1.20377

Kilpatrick, J., Swafford, J., & Findell, B. (2001). Adding it up: Helping children learn mathematics. Washington, DC: National Academy Press. https://doi.org/10.17226/9822

Melinda, D., Susanti, R., & Hidayat, M. (2022). Pengembangan digital pocket book berbasis masalah untuk meningkatkan kemampuan pemecahan masalah matematis siswa. Jurnal Math Education and Science, 4(2), 45–56. https://ojs.stkippgri-lubuklinggau.ac.id/index.php/JMSE/article/view/2623

Murtiyasa, B., Jannah, I. M., & Rejeki, S. (2020). Designing mathematics learning media based on mobile learning for ten graders of vocational high school. Universal Journal of Educational Research, 8(11), 5637–5647. https://doi.org/10.13189/ujer.2020.081168

National Council of Teachers of Mathematics. (2000). Principles and standards for school mathematics. Reston, VA: NCTM. https://www.nctm.org/standards/

Neswary, S. B. A. (2023). The use of digital pocketbooks to support Merdeka Curriculum in physics learning: A literature review. Anatolian Journal of Education, 8(2), 15–24. https://eric.ed.gov/?id=EJ1406722

Nurvidia, D. S., & Yulianto, S. (2024). Developing digital pocketbook interactive based on HTML5 to improve mathematics learning outcomes. Journal of Integrated Elementary Education, 4(2), 77–89. https://doi.org/10.1234/jiee.v4i2.567

Nuryakin, N., & Marsono, M. (2024). Pengembangan buku digital interaktif matematika untuk meningkatkan hasil belajar siswa SMK. Indonesian Journal on Learning and Advanced Education (IJOLAE), 6(1), 22–34. https://journals.ums.ac.id/index.php/ijolae/article/view/15578

Prastowo, A. (2015). Panduan kreatif membuat bahan ajar inovatif. Yogyakarta: Diva Press.

Usmadi, U., Hidayati, N., & Ramadhan, A. (2021). Pengembangan digital pocket book dengan pendekatan PBL menggunakan model ADDIE. Jurnal Differential, 1(1), 20–32. https://ojs.um-palembang.ac.id/index.php/differential/article/view/157