Implementasi Lelang Barang Jaminan di Pegadaian Syariah KM.6,5 Cabang Bengkulu

Authors

  • Asih Tri Utami Universitas Islam Negeri Fatmawati Sukarno Bengkulu
  • Herlina Yustati Universitas Islam Negeri Fatmawati Sukarno Bengkulu

DOI:

https://doi.org/10.61132/jepi.v2i4.946

Keywords:

Collateral, Auction, Sharia Pawnshop

Abstract

This study aims to comprehensively explore the implementation of collateral auctions at Pegadaian Syariah KM.6.5 Bengkulu Branch. Pegadaian Syariah provides financing services based on sharia principles with collateral of valuable goods. When customers fail to repay loans within the specified period, the Islamic pawnshop uses collateral auctions as a last resort to protect the financial rights of the institution. This study analyzes the auction procedures implemented, the obstacles faced, and the impact of auctions on customers. The research method is qualitative descriptive, involving observation, interviews with pawnshops, and document analysis. The results of the study indicate that auctions at Islamic pawnshops follow the principles of fairness, transparency, and sharia; however, challenges such as determining optimal prices and customer education are still obstacles that need to be considered.

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Published

2024-10-31

How to Cite

Asih Tri Utami, & Herlina Yustati. (2024). Implementasi Lelang Barang Jaminan di Pegadaian Syariah KM.6,5 Cabang Bengkulu. Jurnal Ekonomi Dan Pembangunan Indonesia, 2(4), 81–92. https://doi.org/10.61132/jepi.v2i4.946

Issue

Vol. 2 No. 4 (2024): November : Jurnal Ekonomi dan Pembangunan Indonesia

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Articles

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