Analisis Produk Pembiayaan Musyarakah Mutanaqisah Perbankan Syariah dengan Pendekatan Sytematic Literature Review

Fredi Setyono

doi:10.61132/santri.v3i5.1893

Authors

Fredi Setyono Politeknik Negeri Cilacap

DOI:

https://doi.org/10.61132/santri.v3i5.1893

Keywords:

Musyarakah Mutanaqisah, Musyarakah, Financing, Islamic Banking, Systematic Literature Review

Abstract

This study aims to understand and analyze the diminishing partnership (musyarakah mutanaqisah) financing products in Islamic banking in Indonesia. This research is qualitative and uses a Systematic Literature Review approach by examining various journals from 2020 to 2024 on Google Scholar with the Publish or Perish software. The results indicate that the presence of the musyarakah mutanaqisah contract can be the best solution for property ownership for the community. The demand for housing is currently increasing. The implementation of Musyarakah Mutanaqisah can be a solution for the community in meeting their requirements; however, there are many aspects of the musyarakah mutanaqisah contract that must be understood to ensure that this product operates well in Indonesia. This contract also requires coordinated and comprehensive administrative support.

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