Dampak QRIS Terhadap Kebiasaan Belanja Mahasiswa di Era Digital : Studi Kasus Mahasiswa STIA Lancang Kuning Dumai

Authors

  • Andi Riski Firnanda STIA Lancang Kuning Dumai
  • Putri Sulisti STIA Lancang Kuning Dumai
  • Hildawati Hildawati STIA Lancang Kuning Dumai

DOI:

https://doi.org/10.61132/menawan.v3i1.1122

Keywords:

QRIS, Shopping Habits, Students, Digital Era, Digital Payments

Abstract

This research aims to examine the impact of QRIS (Quick Response Code Indonesian Standard) on students' shopping habits in the digital era, focusing on students at STIA Lancang Kuning Dumai. This study uses a qualitative approach with in-depth interviews and focus group discussions (FGD) to explore students' experiences and perceptions regarding QRIS use in their shopping activities. The findings indicate that QRIS has provided students with convenience, efficiency, and security in digital transactions, although some students face barriers related to technological literacy and network issues. QRIS has influenced shopping habits by encouraging more online shopping. These findings contribute to understanding the role of digital payment systems in changing students’ consumption behavior.

Downloads

Download data is not yet available.

References

Abbas, A. E. (2017). Literature review of a cashless society in Indonesia: Evaluating the progress. International Journal of Innovation, Management and Technology, 8(3), 193–196. https://doi.org/10.18178/ijimt.2017.8.3.727

Ardi, M., et al. (2023). Implementasi penggunaan QRIS pada kaum milenial. http://dx.doi.org/10.30863/akunsyah.v3i1.4708

Aulia, N., & I Ketut. (2019). Pengaruh persepsi kegunaan dan kemudahan penggunaan pada minat penggunaan Quick Response Code dalam transaksi keuangan. E-Jurnal Akuntansi, 28(3), 1749. https://doi.org/10.24843/eja.2019.v28.i03.p08

Azzahroo, R. A., & Estiningrum, S. D. (2021). Preferensi mahasiswa dalam menggunakan Quick Response Code Indonesia Standard (QRIS) sebagai teknologi pembayaran. Jurnal Manajemen Motivasi, 17(1), 10. https://doi.org/10.29406/jmm.v17i1.2800

Bank Indonesia. (2019). Quick Response Code Indonesian Standard (QRIS). Jakarta: Bank Indonesia.

Bank Indonesia. (2020b). Sistem Pembayaran & Pengelolaan Uang Rupiah.

Danuri, M., Informatika, M., Teknologi, J., & Semarang, C. (n.d.). Perkembangan dan transformasi teknologi digital.

Huffman, J., & Jacobson, A. (2003). Perceptions of professional learning communities. International Journal of Leadership in Education, 6(3), 239–250. https://doi.org/10.1080/1360312022000017480

Johan, D. R. M. I. R. S. (2020). Analisis pengaruh penggunaan uang elektronik terhadap perilaku konsumtif mahasiswa pendidikan ekonomi. Journal Of Applied Business And Economics (Jabe), 7(2), 209–224.

Kurniawan, et al. (2022). Analisis minat penggunaan digital payment di Kota Medan. https://doi.org/10.55606/mri.v1i1.653

Nadia, G., Wiryawan, D., Asri, D., & Ambarwati, S. (2022). Kemudahan terhadap niat penggunaan e-wallet Shopeepay (Studi pada pengguna Shopeepay di Bandar Lampung). 3(2), 185–198.

Nungsih, H. A. (2021). Pengaruh persepsi manfaat, persepsi kemudahan penggunaan, dan persepsi risiko terhadap keputusan menggunakan uang elektronik (QRIS) pada mahasiswa. https://doi.org/10.37817/ikraith-ekonomika.v4i

Permadi, Y., Wilandari, A., et al. (2022). Preferences of using Quick Response Code Indonesian Standard (QRIS) among students as a means of digital payment. https://www.semanticscholar.org/paper/Preferences-of-Using-Quick-Response-Code-Indonesian-Permadi-Wilandari/449add6a92e4733cdc10e77927a7971b77b3f84f

Perreault, W. D., & McCarthy, E. J. (2006). Essentials of marketing: A global-managerial approach (10th ed.). New York: McGraw-Hill.

Pratiwi, (2023). Pengaruh metode pembayaran QRIS terhadap keputusan pembelian pada mahasiswa Politeknik Negeri Bandung. https://doi.org/10.61242/ijabo.23.279

Radho, M., & Indah Lestari, N. (n.d.). Students’ interest in using the Quick Response Code Indonesian Standard payment system for vocational education program students Serang Raya University (Minat mahasiswa menggunakan sistem pembayaran Quick Respon Code Indonesian Standard pada mahasiswa program pendidikan vokasi Universitas Serang Raya). Jurnal Keuangan Dan Perbankan (KEBAN), 2(1), 21–31.

Ramadani, L. (2016). Pengaruh penggunaan kartu debit dan uang elektronik (E-money) terhadap pengeluaran konsumsi mahasiswa. JESP, 8(1).

Salim, A. (2006). Teori dan paradigma penelitian sosial: Buku sumber untuk penelitian kualitatif (Edisi Kedua). https://www.semanticscholar.org/paper/Teori-dan-Paradigma-Penelitian-Sosial-%3A-Buku-sumber-Salim/dea91a73c1c94136aa261442dbd299f87467ea77f

Sihaloho, J. E., Ramadani, A., & Rahmayanti, S. (2020). Implementasi sistem pembayaran Quick Response Indonesia Standard Universitas Sumatera Utara. 17(2). http://journal.undiknas.ac.id/index.php/magister-manajemen/

Siti Nur Zahra et al. (2023). Pengaruh digital payment QRIS terhadap perilaku konsumtif mahasiswa Fakultas Ekonomi dan Bisnis Universitas Telkom (Studi kasus pada pujasera TEL-U). https://doi.org/10.52851/cakrawala.v6i4.330

Tarantang, J., Awwaliyah, A., Astuti, M., & Munawaroh, M. (2019). Perkembangan sistem pembayaran digital pada era revolusi industri 4.0 di Indonesia. Jurnal Al-Qardh, 4(1), 60–75. https://doi.org/10.23971/jaq.v4i1.1442

USAID. (2014). Making the journey from cash to electronic payments. Retrieved from https://www.usaid.gov/sites/default/files/documents/15396/USAID_Net%0AHope_ePayment_Toolkit_2016.pdf

Downloads

Published

2024-12-18

How to Cite

Andi Riski Firnanda, Putri Sulisti, & Hildawati Hildawati. (2024). Dampak QRIS Terhadap Kebiasaan Belanja Mahasiswa di Era Digital : Studi Kasus Mahasiswa STIA Lancang Kuning Dumai. MENAWAN : Jurnal Riset Dan Publikasi Ilmu Ekonomi, 3(1), 110–119. https://doi.org/10.61132/menawan.v3i1.1122

Similar Articles

1 2 3 4 5 > >> 

You may also start an advanced similarity search for this article.